How to choose an Umrah or Hajj agency in Canada
Start with the licence, not the brochure. Travel regulation in Canada is provincial, so the first question for any agency is where it is registered and with whom — TICO in Ontario, the Office de la protection du consommateur in Quebec, Consumer Protection BC in British Columbia. An agency that cannot give you a registration or permit number in ten seconds is not an agency you should be wiring money to.
Then judge the substance of the package. A serious operator will tell you the exact hotel names in Makkah and Madinah, the walking distance to the Haram in metres or minutes, the room occupancy the price assumes, whether transfers and ziyarah tours are included, and who their ground handler in Saudi Arabia is. Vague answers — "five-star, very close, everything included" — are the single most reliable warning sign in this industry. Ask for everything in writing before you pay, and pay attention to what happens when you ask: good agencies expect these questions.
Finally, weigh experience over advertising. Ask how many groups the agency sent last year, whether a group leader travels with the group, and what happened the last time something went wrong — a delayed flight, an overbooked hotel. The answer to that last question tells you more than any review.
TICO, the OPC, and Consumer Protection BC: who regulates what
There is no single national travel regulator in Canada. Each province runs its own scheme, and your consumer protection generally follows the province where the agency is registered — not the province where you live.
- Ontario: businesses selling travel services must be registered with TICO, the Travel Industry Council of Ontario. Purchases from a TICO-registered agency may be protected by the Ontario Travel Industry Compensation Fund if you do not receive your travel services because the agency — or an airline or cruise line — becomes insolvent. You can check any registration with the registrant search on tico.ca.
- Quebec: travel agencies must hold a permit from the Office de la protection du consommateur (OPC). Clients of permit-holding agencies are protected by FICAV, the compensation fund for customers of travel agents, which can reimburse you if the services you paid for are not provided. Permits can be checked on the OPC website at opc.gouv.qc.ca.
- British Columbia: sellers of travel are licensed by Consumer Protection BC, and purchases through a BC-licensed agency may be eligible for the Travel Assurance Fund, a fund of last resort. Licences can be checked through the search tool on consumerprotectionbc.ca.
Red flags: how pilgrims get scammed
Umrah and Hajj fraud follows the same patterns everywhere: a trusted face in the community, prices well below the market, and money collected long before anything is actually booked. Walk away, or at least stop and verify, if you see any of the following.
- No provincial registration, permit, or licence number — or one that does not appear in the regulator’s own search tool.
- Payment requested by e-transfer, wire, or cash to a personal account rather than a business account.
- Prices dramatically below every other quote for the same dates. Someone else is paying the difference, and it is usually you, later.
- No written contract, or a contract that never names the hotels, the airline, or the visa arrangements.
- Pressure to pay a large deposit today because "only two seats are left."
- For Hajj: an agency selling you a package outside the official Nusuk Hajj platform, or promising a visa "through connections."
- No verifiable business address, and a social-media presence that is newer than the trip it is selling.
How Verified works on Makkah Live
Every listing in this directory is reviewed by a human before it appears — we do not scrape or auto-import agencies. The Verified badge means we checked the agency’s stated credential against the relevant official register at the time of review: the TICO registrant search for Ontario agencies, the OPC permit register for Quebec, the Consumer Protection BC licence search for British Columbia, and Nusuk authorization where an agency claims it.
Treat a listing here as a starting point, not a substitute for your own checks. Registrations lapse, businesses change hands, and no directory can vouch for how an agency will treat you next season. Before paying anyone — listed here or not — run their number through the regulator’s search yourself. It takes two minutes.
What a good package includes, and when to book
A complete Umrah package from Canada normally covers return flights, visa processing, named hotels in Makkah and Madinah, airport and inter-city transfers, and a stated level of group support. The price is driven by a handful of variables: how close the hotels are to the Haram, how many people share a room, the season — Ramadan and school holidays are the peak — the length of the trip, and whether flights are direct or connecting. Two packages with the same headline price can differ enormously on exactly these points, which is why the hotel names and distances matter more than the star rating.
Book early for Ramadan — the best-located hotels sell out months ahead — and treat Hajj as a separate process entirely: registration and booking for Canadian pilgrims runs through the official Nusuk Hajj platform at hajj.nusuk.sa, with sales windows that open and close quickly. An agency can help you navigate Nusuk, but the booking itself happens on the platform.
Frequently asked questions
Do Canadians have to book Hajj through Nusuk?
In recent years, yes. Pilgrims from Canada and other Muslim-minority countries register and purchase Hajj packages through the official Nusuk Hajj platform at hajj.nusuk.sa, choosing from packages offered by licensed Saudi providers. A local agency can assist with registration and preparation, but it cannot lawfully sell you a Hajj visa outside that system. Arrangements can change from season to season, so confirm the current process on the platform itself before paying anyone.
Do I need a visa for Umrah from Canada?
Canadian passport holders are eligible for Saudi Arabia’s eVisa, which permits Umrah outside the Hajj season, and dedicated Umrah visas are also issued through the Nusuk system — agencies typically handle this as part of a package. Neither of these permits Hajj. Requirements do change, so check the official channels or your agency for the current rules before you travel.
What does TICO registration actually protect?
TICO registration means the agency operates legally under Ontario’s travel-industry law, and purchases from a registered agency may be covered by the Ontario Travel Industry Compensation Fund if you do not receive your services because the agency, or an airline or cruise line, becomes insolvent. The fund has conditions and per-person limits, so read its terms. It does not guarantee the quality of your hotel or the competence of your group leader — that part is still on you to research.
Is my money protected if I book with an agency in another province?
Protection generally follows the agency’s registration, not your address. Ontario’s fund covers purchases from TICO-registered agencies, FICAV covers clients of Quebec permit holders, and BC’s Travel Assurance Fund covers purchases through BC-licensed sellers. If you book with an out-of-province or overseas seller that holds none of these, you may have no fund protection at all — one more reason to pay by credit card.
How much does an Umrah package from Canada cost?
It depends on a few drivers rather than a single going rate: hotel distance from the Haram, room occupancy, trip length, whether flights are direct or connecting, and above all the season — Ramadan commands a large premium. Get at least three written quotes for the same dates and compare hotel names and distances, not star ratings.
When should I book an Umrah package?
The earlier the better for peak periods. Ramadan packages, especially the last ten nights, sell out months in advance, and the closest hotels go first. For off-peak months there is more flexibility, but visa processing and flight availability still argue for booking several weeks ahead rather than days.
Can I perform Umrah without an agency?
Yes. With an eVisa, self-booked flights, and hotels you can arrange the whole trip independently, and many experienced pilgrims do. First-timers often prefer a package for the group support, the visa handling, and the transfers. If you do go independent, the same rules of caution apply to every booking site you use.